Ramp vs Rippling: Which Software Best Fits Your Workforce Needs?

Payroll Management

Ramp focuses on spend management and expense automation, offering features like corporate cards, bill payments, and accounting integrations. While Ramp does not provide a native payroll processing system, it integrates with payroll platforms such as Square Payroll to automate employee onboarding and streamline benefits issuance. This integration allows businesses to manage expenses and control spending effectively, complementing their existing payroll processes.

In contrast, Rippling offers a comprehensive payroll solution that automates payroll processing for both employees and contractors. Its platform handles tax filings and compliance and supports global payroll across multiple countries. Rippling's payroll system also integrates seamlessly with HR data, ensuring accurate deductions and time tracking , and provides employee self-service portals for accessing pay stubs and tax documents. This all-in-one approach simplifies payroll management and reduces administrative workload for businesses.

Expense Management

Ramp offers a comprehensive expense management platform that integrates corporate cards, expense reimbursements, and bill payments into a single system. Its features include automated receipt matching, real-time expense tracking, and customizable spending controls, which help businesses streamline their expense reporting processes and maintain compliance with company policies.

Additionally, Ramp's platform provides AI-driven insights to identify cost-saving opportunities and prevent overspending.

Conversely, Rippling's expense management solution enables businesses to reimburse employees and contractors globally in their local currencies, simplifying international transactions. The platform automatically converts expenses into the user's local currency, facilitating cross-currency reconciliation.

Rippling also includes features such as automated duplicate expense detection, receipt mismatch flagging, and seamless integration with payroll systems. Due to all this, Rippling’s expense processing is both accurate and efficient.

Reporting And Analytics

Ramp provides real-time reporting capabilities that offer immediate visibility into company spending across all payment types, including cards, reimbursements, and bills. Its platform features consolidated spend visibility, customizable reports, and dashboards, enabling businesses to monitor expenses, identify unusual spending patterns, and address compliance issues promptly.

Finally, Ramp also integrates with data warehouses like Snowflake, BigQuery, and Redshift, allowing for comprehensive data analysis and informed decision-making.

Meanwhile, Rippling offers a strong workforce analytics platform that consolidates employee data from HR, IT, Finance, and third-party systems into a unified source of information. This combination facilitates the creation of custom reports and analyses, enabling businesses to track key metrics and KPIs effectively.

On top of all this, Rippling's analytics suite supports complex data joins and transformations, providing deep insights into workforce trends and performance. The platform also ensures secure data sharing through access-controlled methods, maintaining data integrity and confidentiality.

Mobile App

Ramp's mobile app empowers users to manage corporate expenses seamlessly while on the move. Key features include access to physical and virtual corporate card details, enabling easy payments both online and in person. Users can submit expense reports by capturing receipts within the app, which integrates with services like Lyft and Gmail to automate receipt collection.

The app also facilitates travel management, allowing users to handle trip bookings and expenses directly from their mobile devices. Additionally, employees can request virtual cards and set spending controls, ensuring compliance with company policies.

Rippling's mobile app offers a comprehensive suite of tools designed to enhance workforce management. Employees can clock in and out, including tracking meal or rest breaks, directly through the app, which supports mobile timesheets and geolocation features to ensure accurate time tracking.

Users are also able to enter working hours into timesheets, request time off, view pay stubs, and access company information. For employers, Rippling provides capabilities to enforce security policies, manage device compliance, and oversee app installations, ensuring that both company and employee needs are efficiently addressed.

Pricing

Currently, Ramp offers the following plans:

• Free – $0/month/user
• Plus – $15/month/user
• Enterprise – Custom pricing

The free plan includes unlimited users and cards, expense management, bill payments to U. S. vendors, real-time reporting, and accounting automation. However, other tiers, such as Ramp Plus, offer more advanced capabilities, such as auto-lock cards, custom travel policies, advanced approval workflows, and multi-entity support. Enterprise solutions with further customization and dedicated support are also available, with pricing upon request.

On the other hand, Rippling offers these pricing plans for its workforce management platform:

• Rippling Core – Customized pricing
• Rippling Pro – Customized pricing

This modular pricing structure allows businesses to select and pay for only the services they require, such as payroll, benefits, and device management, alongside the core Rippling Unity Platform. However, some products may include additional monthly base fees.